IRCINTERNATIONAL REALTY

A private access vehicle for European investors

Co-Investing into CAH Land Bank I

A managed IRC vehicle pooling European investors into the fixed-income land fund of Christopher Alan Homes.

CAH Land Bank I is the land-banking fund of Christopher Alan Homes (CAH) — a Top-100 U.S. homebuilder. The fund is debt-free and pays its equity members a fixed 11% preferred return. The IRC vehicle invests as a single member and passes a fixed 10% p.a. to investors, paid monthly — IRC retains 1% for administration.

10%per year — paid out monthly (1/12 each month)
USD 50,000minimum
~51 monthsmaximum term
Invitationby invitation only

Confidential · By invitation only

Working name — vehicle to be finalised.

The Opportunity

The Opportunity — CAH Land Bank I

A debt-free fund acquiring developed Florida home lots in high-growth markets for a Top-100 U.S. homebuilder.

Land Bank Strategy

  • Acquire and hold developed residential lots for near-term building
  • Southwest / west-coast Florida home market, expanding into newer Central and East Coast markets
  • Supply attainably priced homes to first-time and move-up buyers
  • Developed lots, not raw land — flexibility with no development risk

Built-in risk mitigation

  • No fund leverage — entirely debt-free
  • 15% builder deposit secures each lot purchase
  • No entitlement or site-development risk
  • Vetted lot purchases in proven, high-demand areas
  • No management fee at the CAH fund level
10%Fixed monthly distribution
Debt-freeNo fund leverage
#93Builder 100 (Top-100)
$185M2025 revenue · 555 homes

The Underlying

The Underlying — Builder & Backer

A nationally ranked builder, aligned with a deeply capitalised, century-old developer.

Christopher Alan Homes
  • Top-100 U.S. builder — #93 Builder 100, #57 private (2024)
  • JHS Builders, LLC (dba) · founded 2017 · Fort Myers, Florida
  • 555 homes and $185M revenue in 2025
  • Expanding statewide — two new markets in 2025, more in 2026
christopheralanhomes.com
Barron Collier Companies
  • Century-old Naples real-estate group
  • Land banking, town-building (Ave Maria), commercial & engineering
  • Long-term private capital and extensive land holdings
barroncollier.com
≈50%

Barron Collier is CAH's strategic investment partner, owning approximately 50% of the company.

Homes closed per year

A single-family home by Christopher Alan Homes

Representative imagery — builder Christopher Alan Homes, backer Barron Collier.

The Mechanics

How the Return Is Funded

The builder is contractually obliged to buy the lots and pay a fixed preferred return — backed by a parent-company guaranty.

Option Agreement executed — June 30, 2026

The Fund · Seller

CAH Land Bank I, LLC

Buys & holds the lots with members' capital

Lots — irrevocable option
11% p.a. · monthly
15% deposit + carrying costs
The Builder · Buyer

Christopher Alan Homes

JHS Builders, LLC — obliged to buy the lots

The Guarantor

JHS–BCC Holdings, LLC

Backs all of the builder's obligations

How it works

Capital is backed by real, permit-ready lots, a 15% deposit and a parent-company guaranty — the 11% is a contractual payment, not a speculative gain.

Illustration

Your Investment, Illustrated

Move the slider to see what a fixed 10% p.a., paid monthly, means for a given amount.

USD 100,000
USD 50,000USD 1,000,000
Monthly payout
Per year
Over the expected term (≈42 months)

Where the 11% goes — per year

11%
from CAH — paid monthly
10%
to investors — net
0.5%
costs carried by IRC — accounting, tax & processing
0.5%
max. IRC margin

Illustrative only. Any investment is made solely via definitive documents. Investors receive a fixed 10%, net, with no additional fees.

Markets & Term

Where — and for how long

Home market on Florida's southwest coast, expanding statewide — with a clearly bounded term.

Home market & expansion

Home market Expansion CAH headquarters

Home market — Southwest & west-coast Florida: Lehigh Acres, Port Charlotte, LaBelle, Spring Hill, Citrus Springs · Expansion — Central (Ocala, Polk) and East Coast (Palm Bay, Volusia, Palm Coast), plus the Panhandle. Schematic map.

The term, on one line

Investment period — 36 months Takedown — up to 15 months ≈3.5 yrs expected Month 0 Month ~51 max
3 years — capital invested, 10% paid monthly + up to 15 months — builder takes down the last lots ≈3.5 years expected — ~51 months maximum

The IRC Vehicle

Access, Economics & Service

IRC pools European investors into one fund member — fully managed, fully transparent, all included in the 1%.

Everything IRC handles — included in the 1%

Invests pooled capital as a single member of the fund
Monthly USD payouts to every investor
Quarterly reporting — translated into German
Annual statements and tax statements
100% document transparency — proof capital is invested as agreed
Two-way communication with the fund and all investor members
11%from CAH — paid monthly
10%to investors — net
0.5%costs carried by IRC — accounting, tax & processing
0.5%max. IRC margin

Of the 1%, at least 0.5% covers the accounting, tax filings and processing that IRC carries on behalf of all investors — IRC's own margin is therefore capped at approximately 0.5%. Investors receive a fixed 10%, net, with no additional fees.

One voice for all investors — IRC represents the interests of all investors towards CAH Land Bank I. Every investor — regardless of ticket size — benefits from the collective weight of the pooled vehicle.
Aligned interests — IRC invests USD 100,000–300,000 of its own capital into the fund, alongside investors.

Terms & Risks

Terms, Risks & Next Steps

Indicative terms

Target distribution10% p.a., fixed, paid monthly
Administration fee1% p.a., retained by IRC (all services in)
MinimumUSD 50,000
PayoutMonthly, in USD to a U.S. bank account*
Term≈3.5 yrs expected · up to ~51 months max
Capital callsInitial call August 3, 2026 · further calls, if needed, ~Sep 15 – Dec 31, 2026 — never exceeding the committed amount
EligibilityBy invitation — IRC relationships only

*IRC can assist in establishing a U.S. bank account. Indicative only — final terms via definitive documents.

Important notes

Fixed & contractual — not risk-free. CAH owes a fixed 11% (guaranteed by JHS–BCC Holdings); returns still depend on CAH/guarantor performance and capital is at risk.
Private & by invitation. Offered only to established IRC relationships; not a public offering.
Illiquid, fixed term. Capital is committed up to ~51 months (3-yr investment + 15-month takedown); no public market.
Illustrative only. Any investment is made solely via definitive documents.

Next steps

1

Indicate interest & potential investment amount — ahead of the initial capital call on August 3, 2026

2

Receive definitive documents

3

Subscribe & set up monthly USD payouts